A Tour of Historic Homes - Sunday Nov. 1st from 2-5pm

This Sunday November 1st from 2-5pm I will be participating in a multi-broker open house in Savannah's Downtown Historic District. This is a rare opportunity to view 26 select homes through the Historic District. You can pick up your brochure at the Keller Williams Realty office at 48 Abercorn Street (corner of Abercorn and Broughton) or view the list of open houses below. Just look for the balloons!

1. 23 Houston Street - $950,000 - 3BR/2.5BA

2. 527 E. Broughton Street - $597,000 - Townhome

3. 204 W. Broughton Street - $349,000 - 2BR

4. 411 W. Congress Street, #1 - $275,000 - 2BR/1.5BA

5. 316 E. State Street - Starting at $765,000 - Condos

6. 135 Lincoln Street - $389,000 - 2BR/2.5BA

7. 126 E. Oglethorpe Avenue - $1,175,000 - 1895 Inn

8. 425 E. McDonough Street - $389,900 - 2BR Condo

9. 312 E. Liberty Street, Unit C - $399,000 - 2BR/2BA

10. 107 W. Perry Street, Unit C - $299,000 - 1BR/1BA

11. 201 W. Liberty Street, Unit 101 - $199,900 - 1BR

12. 22 W. Harris Street - $1,295,000 - 5BR Townhome

13. 407 E. Charlton Street - $890,000 - 4BR/3.5BA

14. 349 E. Broad Street - $298,000 - 2BR/2BA

15. 554 E. Jones Street - $319,000 - 2BR Cottage

16. 212 E. Jones Street - $389,000 - 2BR/2BA Condo

17. 214 W. Jones Street - $759,000 - 4BR/2BA

18. 301 W. Taylor Street - $799,000 - Townhome

19. 540 E. Gordon Street - $312,500 - Townhome

20. 415 E. Huntingdon Street - $418,000 - 3BR/1.5BA

21. 408 E. Hall Street - $399,000 - 2BR/2BA with pond

22. 402 E. Hall Street - $1,750,000 - Historic Estate

23. 612 Barnard Street - $985,000 - Up to 6BR/4.5BA

24. 703 Whitaker Street - $1,095,000 - 4BR/4BA

25. 911 Whitaker Street - $1,475,000 - Mansion

26. 202 E. Park Avenue - $274,900 - 2BR/1BA

Just Listed! - 601 East 57th Street

Classic Ardsley style bungalow constructed in 1941 and tastefully restored in recent years. Entertain gracefully with a generous dining room adjacent to the living room set around a fireplace. There is a fully equipped eat-in kitchen and a sunroom. Master and guest suites are situated on the first floor with two additional bedrooms and a bath on the second floor. The tremendous rear deck has a retractable awning for shad or afternoon BBQ's and overlooks a well landscaped yard. All this set on an attractive corner with garage and off street parking. Click on the image to view a visual tour of the home.

For additional information on this property or any other of my listings please visit my website at http://www.doncallahan.com/.

The Squares of Savannah Named One of The "Great Places in America: Public Spaces"

The original four squares of Savannah date to 1733 and were a distinctive part of James Oglethorpe's plan for the city. Eventually squares were located in the center of each of the city's 24 neighborhoods or "wards." The foresight of Oglethorpe's design continues to provide an extraordinary example of how public space provides a timeless and lasting amenity to a community. Very much used and beloved, the squares are essentially public "living rooms" where residents and visitors alike go for morning and evening strolls, afternoon games and activities, and special events and celebrations.

Savannah's 22 squares are located across a one-square-mile area of downtown. Each square is typically 200 feet north to south and 100 to 300 feet east to west.

Twenty-one of the 24 original squares, all located within the boundaries of the city's National Landmark Historic District, exist largely the way they did when originally built during the 18th and 19th centuries. Each square has its own identity, reflecting a sense of place that mirrors the character of its neighborhood and surroundings. The 22nd square, Ellis, is being rebuilt after having been used for the site of a parking garage.

The squares help calm traffic, making the pedestrian and bicyclist experience in Savannah safer and more enjoyable.

Three Centuries of Planning

- In 1733 James Oglethorpe, Trustee of Georgia on behalf of the British Parliament, founded Savannah and personally laid out the first six squares (initially four followed by two more) in order to create a classless agrarian society
- City officials recognized the value of the grid-with-centered-squares design; in 1796 nine additional squares were included to accommodate city growth; the pattern continued until the 24th square was set aside in 1856

- In 1935, three squares were destroyed to make way for U.S. Hwy 17; one of the lost squares, Franklin Square was rebuilt in 1985

- Georgia's state legislature established the Savannah-Chatham County Historic Site and Monument Commission in 1949 to oversee the restoration of monuments and public art in the squares and the building of new ones; commission remains active, recommending to city council new monuments and public art for squares

- Engaged citizens help draft Downtown Master Plan now under final review; one principle entails retaining elements of Oglethorpe Plan in order to promote the squares' quality public space and amenities throughout downtown

Defines Savannah Town Plan

- Downtown Savannah comprises seven-acre wards or neighborhoods, each centered around a square with four trust lots and eight larger tithing blocks; trust lots typically contain a civic institution such as a church or government building, tithing lots generally contain residential with offices, small retail shops, and inns interspersed

- For approximately 100 years, Ellis Square was home to four public markets and a social gathering place; between 1954 and 2004 the city leased the Ellis Square property as a multi-story parking garage; parking garage has been removed and the square is now being rebuilt as a public space (completion expected by December 2009)

Iconic Community Space

- Most squares contain at least one feature in the center, such as a monument, statue, fountain, obelisk, gazebo, public art

- All squares contain benches, period lighting, brick sidewalks, and shade trees; extensive landscaping and vibrant colors from flowers including azaleas, camellias, and seasonal blooms
- Approximately 15,000 people use the squares each day

- Squares used for private and public events, including the St. Patrick's Day Parade, summer concerts, and private events including weddings and receptions

Promotes Walkability

- Squares located at intersections of two streets, thus calming traffic and making the pedestrian environment safer and more pleasant

- Walkways through squares connect to various close-by destinations in neighborhoods and downtown

- Monuments, other architectural details make squares interesting and engaging places to walk and experience

(From the American Planning Association)

"Bull Street in Savannah Designated One of 10 Great Streets in America"

October 2, 2007SAVANNAH, GA — The American Planning Association (APA) announced today that Bull Street in Savannah, Georgia, has been designated one of 10 Great Streets for 2007 through APA's Great Places in America program. APA Great Places exemplify exceptional character and highlight the role planners and planning play in creating communities of lasting value.

APA has singled out Bull Street as one of this year's 10 Great Streets in America for the historic architecture and craftsmanship, diversity of uses, and integration of a variety of transportation alternatives — as well as the commitment of Savannah to preserve the street's legacy.

"We're honored that the American Planning Association has recognized Bull Street," said Mayor Otis Johnson. "Savannah is preparing to celebrate its 275th anniversary, and Bull Street exemplifies the rich history of our magnificent city," he said.

APA Great Places offer better choices for where and how people work and live. They are enjoyable, safe, and desirable. They are places where people want to be — not only to visit, but to live and work there everyday. America's truly great neighborhoods are defined by many unique criteria, including architectural features, accessibility, functionality, and community involvement. Through Great Places in America APA recognizes the unique and authentic attributes of essential building blocks of great communities — streets, neighborhoods, and public spaces.

"We're excited to select Bull Street as one of this year's Great Streets," said APA Executive Director Paul Farmer, FAICP. "Bull Street retains its 19th century grace and charm as it meets the challenges and needs of today's users. That helps make Bull Street unique and worthy of this recognition," he said.

The portion of Bull Street nominated for this honor extends from City Hall to Forsyth Park. Most distinctive are the five public squares located along the street — two of which were included in the original plan for Savannah created by General James Edward Oglethorpe. In his unusual orthogonal plan, streets and building lots are arranged around a central open space. The repetitive street grid connects one neighborhood to another and one public square to the next.

The squares are adorned with monuments commemorating citizens and events that have contributed to Savannah's history. Bull Street's Chippewa Square, for instance, was laid out in 1815 and named for a battle in the War of 1812. The square, featured in the movie "Forrest Gump," hosts a bronze and marble monument to General Oglethorpe who founded Savannah and the colony of Georgia.

Chippewa Square, like the rest of Bull Street, features a range of architectural styles, from the classical First Baptist Church to the Greek Revival Moses Eastman house designed by Charles Cluskey. Other architectural styles found along Bull Street include examples of Gothic, Italianate, and Second Empire dispersed among early 20th century buildings. Such diversity gives the feeling that the street has evolved over time.

Zoned for mixed use, Bull Street is home to churches, government buildings, residences, offices, shops, and cafes. Granite curbs, brick sidewalks, benches, and mature trees line the street and further enhance its character to make it one of the best walking streets in town. A nearby parking garage offers users a free shuttle into the downtown core; however, many choose to walk along Bull Street to enjoy its ambience.

As Savannah looks to its future, the city has put in place height and design standards to help ensure that new infill development along Bull Street is compatible with existing buildings. As part of the Downtown Master Plan process, these standards are undergoing further refinement. Underground parking and environmentally sound practices, such as green roofs, will be encouraged.

The nine other APA Great Streets are Canyon Road, Santa Fe, New Mexico; Delmar Loop, University City and St. Louis, Missouri; Main Street, Northampton, Massachusetts; Monument Avenue, Richmond, Virgina; North Michigan Avenue, Chicago, Illinois; Ocean Drive, Miami Beach, Florida; 125th Street Harlem, New York City; South Temple Street, Salt Lake City, Utah; and St. Charles Avenue, New Orleans, Louisiana.
(From the American Planning Association)

Increase Your Home's Value - Home Improvements Under $100

 Tip 1: Spend an hour with a pro.

Invite a Realtor or interior designer over to check out your home. Many Realtors will do this as a courtesy, but you will probably have to pay a consultation fee to a designer. Check with several designers in your area -- a standard hourly fee is normally less than $100.

In an hour, a professional can give you lots of ideas for needed improvements. Even small suggestions, such as paint colors or furniture placement, can go a long way toward improving the look and feel of your home.

Tip 2: Find inspiration.

Want an even cheaper alternative to a professional consultation? Search for remodeling and decorating inspiration in design-oriented magazines, books, TV shows and Web sites. Simply tear out or print off the ideas you want to try and start your to-do list. Keep it simple: when remodeling on a tight budget, do-it-yourself type projects are best.

Tip 3: Inspect it!

Not every home improvement is cosmetic. Hidden problems like deteriorating roofs, termite infestation or outdated electrical systems can negatively impact your home's value. Hire an inspector to check out the areas of your home that you don't normally see. Small problems, like a hidden water leak, can become expensive headaches if you put off repairs. A little investment now can save you loads of cash later.

Tip 4: Paint, paint, paint.

One of the simplest, most cost-effective improvements of all is a fresh coat of paint. Newly painted rooms look clean and updated -- and that spells value. Neutral paint colors appeal to the greatest number of people, therefore making your home more desirable. On average, a gallon of paint costs around $25, leaving you plenty of money to buy rollers, tape, drop cloths and brushes. So, buy a few gallons and get busy!

Tip 5: Cut energy costs.

Add caption

If you think your utility bill is a fixed amount, call your local utility company to find out. Many energy providers offer free energy audits of their customers' homes. They can show you how to maximize the energy efficiency of your home. A power- and water-saving home will conserve your money now, and is more valuable in the long run. Plus, you can use the money you save for more updates!
From FrontDoor.com)

New Listing - 118 Brandywine Road

Classic brick ranch with quality finishes including wood floors, marble surround on the fireplace, crown and chair molding and original baths. The kitchen features granite counters and a breakfast area. Detached studio/office, walled garden and off street parking.

For more information on this listing or any other listings visit my website at DonCallahan.com. Click here to view a visual tour of the property.

Mortgage Applications Jump

Industry group says mortgage activity surged 16.4% last week as consumers took advantage of low interest rates.

By Ben Rooney, CNNMoney.com staff reporter
Last Updated: October 7, 2009: 10:34 AM ET

NEW YORK (CNNMoney.com) -- Mortgage applications surged last week as interest rates on home loans remained low, an industry group said Wednesday.

The Mortgage Bankers Association said its index of mortgage application volume rose 16.4% last week versus the previous week.

The surge in activity came as rates on 30-year fixed rate mortgages, the most widely used loan, remained below 5% for the third week in a row.


The average interest rate for 30-year fixed-rate mortgages fell to 4.89% last week from 4.94% the week before, according to the MBA. It was the lowest level since May 2009 when 30-year rates were 4.81%.

The MBA said refinancing applications jumped 18.2%, climbing to the highest level since mid-May. Purchase applications rose 13.2% to reach the highest level since January.

The report bodes well for the U.S. housing market, which has been stabilizing following a major slump. In addition to low interest rates, home sales have been supported by affordable prices and government tax credits.

But analysts say the market remains hampered by rising unemployment and warn that the budding recovery could falter if a popular $8,000 tax credit is allowed to expire at the end of the year.

Meanwhile, the average rate for 15-year fixed-rate mortgages eased to 4.32%, the lowest rate ever recorded in the survey.

Rates for one-year adjustable rate mortgages, or ARMs, rose to 6.56%.

First Published: October 7, 2009: 9:58 AM ET

New Listing! - 310 East 53rd Street | Beautiful Craftsman Bungalow

Outstanding brick craftsman style cottage on a great block in one of the best neighborhoods. This bungalow was built in 1930 with 1,627 square feet. It has a separate living room. dining room, a beautiful kitchen with SileStone counters, a breakfast bar and generous cabinetry. There are two bedrooms with a charming bath on the main level and a tremendous bonus room or fourth bedroom. The master suite is upstairs with another fantastic bathroom, as well as a comfortable sitting room. The rear garden is a place to entertain or simply sit and enjoy coffee or cocktails. There is a detached artist studio with a water closet and kitchenette for entertaining. This is a special property at a reasonable price.

For more information on this property please visit my website.

New Listing - 512 E. Bolton Street

Handsome fully restored Victorian Townhouse built in 1900 and recently fully restored. Outstanding kitchen with Granite counters, stainless appliances and well crafted cabinets. There are 2 fireplaces, tall ceilings, and original heart pine wood flooring that are rich and warm. Graced with a deep front porch, a generous rear garden and off street parking.

Please visit my website for more information on this property or click here to view a visual tour.

New Listing - 402 East Hall Street | The Elizabeth Thompson House c.1885

The Elizabeth Thompson House circa 1885. A handsome and prominent residence in the Landmark Historic District with tremendous ceiling heights, spacious rooms and natural wood trim throughout. The main house is currently two units, each with three bedrooms and two baths, double parlors for entertaining and a side porch overlooking the garden. The lane side of the property has an adorable cottage that has four fireplaces, wood floors, private sun-room and a shady front porch. For added income there is a a duplex with well equipped rental units over a four car garage. This is a very unique property and has zoning that would allow for an office or Bed and breakfast to operate here. This is a rare opportunity to own a spectacular property in Savannah's acclaimed downtown Historic District.

Please visit my website for more details on the property or click here to view a visual tour.

Location, Location, Location

What Does Location, Location, Location Mean?
by Elizabeth Weintraub, About.com

It's like the real estate agents' mantra: location, location, location. You've certainly heard the phrase enough and may wonder what possesses agents to say it three times. Or you might think it pertains to three different types of locations -- perhaps an excellent location, a mediocre location and a lousy location.

I'll put your mind at ease. It means identical homes can increase or decrease in value due to location. It's repeated three times for emphasis, and so you will remember the phrase. It's the number one rule in real estate, and it's often the most overlooked rule.

The Epitome of Location, Location, Location
You can buy the right home in the wrong location. You can change the structure, remodel it or alter the home's layout but, ordinarily, you cannot move it. It's attached to the land. The best locations are those in prime spots such as:


•Within Top-Rated School Districts
Home buyers with children are concerned about their children's education and often will pay more for a home that is located in a highly desirable school district.

•Close to Outdoor Recreation and Nature
Homes abutting the ocean, rivers, lakes or parks will hold their value because of the location, providing they are not in the path of a possible natural hazard. People want to be near water or visually appealing settings.

•Homes with a View
Some homes sell quickly and for top dollar because they provide sweeping panoramic views of the city at night, but even a small glimpse of the ocean out one window is enough to substantiate a good location. Other sought-after views include mountains, greenbelts or golf courses.

•Near Entertainment and Shopping
In many cities, you will find homes that are located within walking distance of movie theaters, restaurants and boutiques are more expensive than those located further outside of town. Many people would rather not drive if they can walk to nightlife.

•In Conforming Areas
People tend to gravitate toward others who share similar values and their homes reflect it. Home buyers mostly prefer to be surrounded by similar types of properties in age and construction, where people just like them reside.

•In Economically Stable Neighborhoods
Neighborhoods that stood the test of time and weathered economic downfalls are more likely to attract buyers who want to maintain value in their homes. These are people who expect pride of ownership to be evident.

•Near Public Transportation, Health Care and Jobs
Most people do not want to endure long commutes to work, the doctor's office nor the airport. They prefer to be located close to emergency services and conveniences, so naturally homes in locations that shorten travel time are more desirable.

•In the Center of the Block.
I prefer corner locations, but most home buyers want to be in the middle of the block. I suppose they feel less vulnerable with neighbors around them, but they definitely enjoy less traffic.

Undesirable Locations
It's almost easier to talk about what constitutes a bad location than to discuss good locations. That's because the qualities that make a good location desirable can vary, depending on whether you're looking in the city, the country or the mountains. Bad locations, by their general nature, are easier to pinpoint:


•Next to Commercial / Industrial
Unless you live downtown, commercial buildings on your block will diminish value. Part of the reason is because home owners cannot control those who loiter in front of their home. Homes next to gas stations or shopping centers are undesirable because of the noise factor, and nobody really wants to listen to truck engines idling at night or during early morning hours.

•Near Railroad Tracks, Freeways or Under Flight Paths
When I take the El through Chicago, I often wonder how city dwellers with homes right on the railroad line put up with the rumbling and racket. I've also owned a home under a flight path and moved within a year. The noise was so loud I couldn't hear a caller on the phone, much less sleep in on the weekends.

•In Crime Ridden Neighborhoods
People want to feel safe. If your neighbor covers the windows with sheets instead of regular window coverings, and you hear cars coming and going at midnight, you might be living next door to a drug house, especially if the flashing lights of police cars are readily visible at any given time.

•Economically Depressed Areas
If your neighbors show zero pride of ownership in maintaining their homes, evidenced by lack of maintenance, poor landscaping or you spot discarded mattresses, junk car parts or old appliances lying in the yards, you might want to think twice about moving into such an area. On the other hand, some areas like this are on the edge of development and going through rehabilitation. But you're taking your chances.

•Close to Hazards
Name me one person who wants to live next door to a nuclear power plant, and I'll show you a mutant moron. Few home buyers want a transformer in their yard, either. If the neighborhood was built on a landfill or was recently swampland, nix it. Always order a natural hazard report when buying a home.